I run a shop upon the hill
  I give out orders at my will
  People do as they're told
  Till the day that they're old
  Apart from the work, life's a toss
  Cos at home my wife's the boss
  I've got mortgage and all the loans
  And a wife 3 kids and moans
    [Chorus:]
  Mortgage Mentality,
  Mortgage Mentality, Mortgage Mentality
  Mortgage Mentality
    I'm not really the one in charge
  For this shop is much too large
  I just wouldn't know what to do
  I'm just another fool
  For the guvnor it's plain to see
  That's it's just got to be me
  I'm the one with all the debts
  So I've got to be the best bet